Business Owner Programs


As a business owner or partner, you may have looked into life insurance as a way of protecting your family and investment.  The problem is there is a small risk of dying before retirement.  However you may have a 30, 40, maybe 60% chance of suffering a major illness.

The question is: How will you and your business cope should you suffer a major illness and survive? If you are unable to work, you may be forced to sell assets or liquidate your business. Neither is a good option. All life insurance covers the risk of death…I cover the risk of living! Now you can use all or part of your insurance, up to 1.5 Million, allowing the business to stay intact.  Using the new multi-benefit policy makes this possible.

Sole Proprietor, Buy / Sell, Key Man and Executive Bonus.  I Offer years of experience and can show you cost effective solutions.  Solutions that bring value to the table, providing the financial protection that will help sustain the present and protect the future!  

I offer low cost term, reduced premium permanent and guaranteed options…All of my products include Living Benefits and at no additional charge. Now, when the unexpected happens, you’ll have a choice…the choice to use the flexibility of your life insurance.  Allow your business to keep making money today and into the future!


Employee Benefits


Tired of the same-ole stuff that the supplemental insurance coverage offers?  In order to cover most risk, employee's have to buy several products that added up in cost quickly.  I offer the solution, they can now buy 1 policy and cover the majority of all risk.  In doing so the price is greatly reduced.  I use our single premium - Multi-benefit policy, read more details in the Advanced life ins tab.  Introduce me to your HR person and I will explain the details of how to make sure each employee has the financial protection they deserve.

Regardless of size I can set up a large variety of benefits including Health, Life, Supplemental, IRA / Roth retirement and more.  There is no reason not to offer financial protection for you and your co-workers.

Here are some ways we can help your most valuable asset, each employee:

  • No direct cost to the business
  • Easy process for HR or payroll person
  • NEW Administration free plan - no invoice / no deductions! 
  • Tax savings with Section 125
  • Competitive cost
  • Multiple entry points to meet budget and risk
  • Cover employee, spouse and children
  • Small, Mid-size or Large co. programs available
CONTACT US FOR COMPLETE DETAILS - Click on Quote request or call Mark, 801.7078
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